About us

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About Us

MyContractorbroker was formed by our founder Andy McBride. Andy had worked as a management consultant on a contract basis and understood the frustrations working in this way can cause when it comes to mortgage funding. Andy started his career in contractor mortgages in 2008 and in that time has overseen 1000’s of contractor mortgage applications. Our focus today is just the same as it was on day 1, to ensure contractors, freelancers and locums are not penalised for working in an entrepreneurial way.


Our role is simple, to ensure you receive the same rates from high street lenders that a permanent member of staff would and that the application process is a smooth and pain free as possible. We work slightly differently to most brokers by conducting detailed research up front (at no cost) to ensure when you receive a recommendation, you have the peace of mind that a lender understands your particular set of circumstances.

Why we are different

We understand arranging a Contractor Mortgage can seem difficult, but we make it simple for our clients. We have invested heavily in technology to simplify the process for our clients. We also provide market leading, dedicated contractor training to all our staff to ensure you are in the very best hands. We have access to the whole of the market and our advice is completely impartial.

We have established a reputation of quality with a simple aim to provide a consistent, speedy and straightforward service for busy people who need the strength of a large organisation, but the personal service of an individual to trust that things get done.

You can use our simple tool to establish how much you could borrow or speak with one of the team to start looking at your options today.

team

Who we work with

Testimonials

You can see our clients feedback what they say

I needed a mortgage quickly as I had been let down by a well known high street bank. Andy worked extremely quickly in sorting out a new mortgage offer for me, and even found a lender that took my day rate into account, meaning I could borrow more than I thought I could. The process to get Andy all of the documents he needed was painless and within a few days I had the offer from the bank. Would definitely recommend to anyone looking for a new mortgage or remortgaging.”

Simon Davies Manager
testimonial

I needed a mortgage quickly as I had been let down by a well known high street bank. Andy worked extremely quickly in sorting out a new mortgage offer for me, and even found a lender that took my day rate into account, meaning I could borrow more than I thought I could. The process to get Andy all of the documents he needed was painless and within a few days I had the offer from the bank. Would definitely recommend to anyone looking for a new mortgage or remortgaging.”

Simon Davies Manager
testimonial

I needed a mortgage quickly as I had been let down by a well known high street bank. Andy worked extremely quickly in sorting out a new mortgage offer for me, and even found a lender that took my day rate into account, meaning I could borrow more than I thought I could. The process to get Andy all of the documents he needed was painless and within a few days I had the offer from the bank. Would definitely recommend to anyone looking for a new mortgage or remortgaging.”

Simon Davies Manager
testimonial

FAQs

Yes. We have access to bespoke contractor underwriting that will allow you to borrow based on contract value. Find out how much you can borrow here – Link to calculator
No. We have access to lenders that are happy to assist from Day 1 of your contracting career and assess borrowing based on your contract value, although each lender will have their own set of criteria that you will need to meet. One of our dedicated contractor specialist mortgage consultants will be able guide you through the options
Yes. We have access to lenders that will be happy to assist without company accounts with borrowing based on your contract value. We can assist from Day 1 of your contract, although each lender will have their own set of criteria that you will need to meet. One of our dedicated contractor specialist mortgage consultants will be able guide you through the options.
Yes. We have access to lenders that will be happy to assist without company accounts with borrowing based on your contract value. We can assist from Day 1 of your contract, although each lender will have their own set of criteria that you will need to meet. One of our dedicated contractor specialist mortgage consultants will be able guide you through the options.
Deposits can start from as little as 5% but rates tend to improve the larger the deposit available. One of our dedicated contractor specialist mortgage consultants will be able guide you through the options.
No, we have negotiated bespoke underwriting and processes not interest rates. We work with high street lenders to ensure you don’t get penalised for the way in which you work. One of our dedicated contractor specialist mortgage consultants will be able guide you through the options.
Not necessarily, although it does become more difficult. One of our dedicated contractor specialist mortgage consultants will be able review your situation and advise you of any options that are available.
There are now more Highstreet lenders than ever prepared to accept a contractor mortgage application. These include well-known names such as Halifax, Barclays, Clydesdale, Virgin Money and Nationwide to name but a few. The exact lenders available to you will depend based on your personal circumstances. One of our dedicated contractor specialist mortgage consultants will be able guide you through the options.
Instead of us telling you all the reasons why, we thought we would leave it down to our clients

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Speak to a MyContractorBroker specialist on 02394 211122

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