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What types of mortgages are available as a contractor?

When embarking on the journey of purchasing a new home or remortgaging as a contractor, the multitude of mortgage options available can often be overwhelming.   Are you inclined towards a fixed rate mortgage, where the monthly repayments remain constant, or a tracker mortgage, which offers the potential for lower repayments but with the possibility

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Newspaper showing a table with swap rates and a pen

Swap Rates – What are they and why you should take an interest

There’s always talk about swap rates in the current volatile climate, but what are swap rates and how do they affect your mortgage rate options? If you are a contractor looking to buy a property or remortgage in the coming months swap rates directly impact the interest rate you will be offered.   There are

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Home Surveys – What are the options?

Frequently, clients inquire about the significance and various types of house surveys.   Gaining an understanding of the different survey levels and their advantages can greatly influence your decision-making process when it comes to purchasing a property. This guide aims to assist you in comprehending the importance of home surveys.      What is a House

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Fixed, tracker or variable rate mortgage?

Looking to get your first contractor mortgage or lock in a new one? Let’s take a look at the pros and cons of the different types of mortgages available.   Mortgages aren’t the most thrilling of conversations. However, it is important to realise that understanding contractor mortgages is essential and conducting thorough research on them

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How is the general election going to Impact my mortgage as a contractor?

How is the general election going to Impact my remortgage as a contractor?   As the UK general election on 4 July approaches, many voters are currently engrossed in political campaigns, manifestos, and debates. However, it is important to recognise that policy announcements leading up to the election can have a significant impact on mortgage

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mini house with magnifying glass

What are “searches” when buying a house?

While property searches are mandatory when purchasing a house with a mortgage, they are not obligatory if you are paying in cash. When buying with cash, you are utilising your own funds rather than those of a mortgage lender, thus assuming the risk and decision-making responsibility. However, this does not imply that searches are unnecessary.

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